Tuesday, November 30, 2010

James and Maya, Ages 4 and 2, Raise Money for Haiti's Children

Last week, BRAC USA received a letter and a donation from James, age 4, for children in Haiti. James dictated this letter to his mother, and in the letter he explains to the children of Haiti, "There is some money coming. I am sending this because I know you don't have money to buy food and things to drink."

The letter goes on to explain how James and his sister Maya earned the money that they donated to this cause. James wrote,

"I fed our dog scout every day. I pulled up weeds in the garden (but not the broccoli). I used soap and water to clean the shed. I cleaned up the house, especially with the vacuum. I washed windows." We were touched by James and Maya's passion, no doubt inspired and enabled by their parents, Stefan and Ashley.

BRAC has made a credible commitment to improve the lives of the most vulnerable and disadvantaged people in Haiti, empowering women and girls, and fostering bottom-up economic development through sustainable financial services and social enterprise development. Drawing on its decades of experience in scaling up successful programs to a national level, BRAC has sketched a plan to implement an integrated development program.

Thank you, James and Maya, for the beautiful letter and for contributing to our work and touching our hearts.

Click here to read more about BRAC's work in Haiti.

Wednesday, November 24, 2010

Award and Recognition for BRAC Pakistan

In Microfinance:


For its reporting on Social Indicators, BRAC Pakistan is a 2010 recipient of the Silver Award from Microfinance Information Exchange (MIX), sponsored by CGAP. Michael & Susan Dell Foundation, and Ford Foundation. “We are much delighted and inspired by the award,” says Mr. Muhammed Faridur Rahman, CEO of BRAC Pakistan. In 2009, BRAC in Bangladesh was also a recipient of the same award from MIX.





In Health:




In response to the outbreak of dengue fever in Pakistan, BRAC Pakistan’s Health Program has organized a “Dengue Fever Awareness Seminar” in Sahiwal, Punjab. It was held on 28th October at Sahiwal’s District Headquarter Hospital, with the Executive District Officer for Health in attendance as Chief Guest. This public seminar was covered and reported by seven newspapers in the country – Daily Ausaf, Daily Jang, Daily Pakistan, Daily Nia Dur, Daily Jinnah, Daily Insaf, and Daily Express.



There was a time when “some people thought of BRAC only as a microfinance institution,” says Muhammad Luqman, the Regional Health Coordinator of BRAC Pakistan’s Health program in Sahiwal. But now BRAC is seen as more than just microfinance: “BRAC’s total flood response, including medical camps and health programs, has generated a lot of goodwill locally.”









































Wednesday, November 17, 2010

Jasmine Lamb, Girl Effect Enthusiast, Raises Money for BRAC on Blog




Today, Jasmine Lamb launched a campaign on her blog, allislistening.com, to raise over $5,000 for BRAC's adolescent girls program in Bangladesh by Thanksgiving. Jasmine heard about The Girl Effect and BRAC's programs from a friend and connected with the powerful message of investing in young girls.


BRAC's Social and Financial Empowerment of Adolescents project (SOFEA) is an initiative aimed at providing girls with financial and social support to enable them to empower themselves. The program gives girls a safe space to socialize while providing them with life skills training, livelihood training, financial literacy training, and small loans to start income-generating activities.


In partnership with The Girl Effect, SOFEA aims to empower girls to make more informed decisions about issues that affect their lives. By educating them, the girls will lead healthier lives and become informed mothers, bringing up healthy families in the future and thereby breaking the cycle of poverty.


Jasmine writes on her blog, "Today I have a new dream. My dream is to get a girl a loan so she can buy a cow. I want your help in fulfilling my dream, her dream, your dream, our dreams."


Great job, Jasmine, and keep up the good work!

To start your own fundraising campaign for a BRAC project, email sherie@bracusa.org for materials and tips.

Monday, November 8, 2010

Uganda's Finance Minister Commends BRAC's Work

During a recent visit to BRAC Uganda's Agriculture Research and Seed Production Center in Nakaseke district, Uganda’s Finance, Planning and Economic Development Minister, Honorable Syda Bhumba, commended BRAC for becoming one of the most successful nongovernmental organizations internationally.


“BRAC has set up a global record for establishing world class development programs. They are very successful in microfinance and they are considered to be one of the most successful organisations
globally,” Minister Bhumba said during her visit.

The 53 acre Agriculture research center in Nakaseke District has been established with the purpose of testing and replicating new high yielding disease resistant seed varieties. Lack of access to good quality seeds at affordable cost is one of the fundamental challenges faced by farmers in Uganda. BRAC Uganda currently provides agricultural extension services to more than 50,000 farmers in the country through its vast network of microfinance branches. The services are provided at the village level through franchised entrepreneurs selected by BRAC Uganda from the pool of microfinance borrowers. BRAC Uganda's portfolio of 'microfinance multiplied' programs, including the agriculture extension services, are implemented in partnership with the MasterCard Foundation.

During Minister Bhumba’s visit to the Agriculture Research Center in Nakaseke, BRAC Uganda’s Country Program Head, Ariful Islam, said that the organization’s agriculture, poultry and livestock programs are aimed at helping to meet the food security needs and household incomes of the small farmers, especially women. He said this was done through offering extension services, improved seeds and training.

Mr. Islam said that the facility in Nakaseke would go a long way in meeting BRAC’s goal of contributing to Uganda’s “Prosperity for All” program. The center with an initial capacity of 25 residential trainees will train both extension workers as well as farmers in modern agricultural practices and will be open for use to other partners in the industry.

“Our future plans include large scale production and marketing of improved seeds for both the local market and the market in the region,” Mr. Islam said.

The minister said that BRAC interventions in the country were alleviating problems that were identified in the government’s National Development Plan. She reiterated the challenges faced by the farmers, which include, lack of quality seeds, lack of marketing structure, lack of credit appropriate for agriculture, lack of extension services, lack of market infrastructure and value addition and lack of high yielding seeds.

She said seeds on the market were very expensive, at Shs2,500 per kilogram, and quite often farmers were sold fake seeds.

“We have only three seed companies in a country of over 30 million people, 80% of who depend on agriculture. The few seed companies are monopolistic and therefore charge high prices. So, BRAC will offer competition and, thus, lower prices,” the Minister said.

Friday, November 5, 2010

SIT Faculty Member Completes Assessment and Training at BRAC

Below is a post by Renee Woliver about SIT Professor Jeff Unsicker, who recently conducted assessment of BRAC's Advocacy Unit in Bangladesh.

SIT Professor Jeff Unsicker recently returned from Bangladesh where he completed a Rapid External Assessment of the Advocacy Unit of BRAC – one of the world’s largest and most respected development NGOs. He also facilitated a four-day training on advocacy for 20 staff in the unit and several other BRAC programs. Jeff teaches policy analysis and advocacy courses at SIT. Read his complete bio.

The director of BRAC’s Advocacy Unit, Sheepa Hafiza, is an SIT alumna. She holds a postgraduate diploma from SIT’s program in NGO Leadership and Management and a master’s degree from the Program in Intercultural, Service, and Leadership. Sheepa requested the assessment and training and also provided invaluable support during each.

The training included a multi-day field visit to a rural district of Bangladesh to observe how BRAC is organizing ultra poor villagers (those without the resources to participate in microfinance programs) and allies among the local elites to advocate for their rights to basic government services such as social safety net funds, land, health services, and education.

A second “visit” was within Dhaka where Jeff joined a public demonstration and workshop with other NGOs and government officials to advocate for ratification of the UN Convention on the Rights of Migrant Workers and their Families.

Jeff also had interviews and meetings with several dozen staff and external resource persons, including BRAC’s renowned founder and chairperson, and reviewed numerous English language documents.

Jeff was impressed by what he learned.

“As is the case with so many aspects of BRAC, the scale of the advocacy work is incredible. Here’s an example. One of the most important sources of revenue in Bangladesh is the remittances that migrant workers, mostly unskilled, send home from the Middle East and other regions. Yet these workers have little protection, including from often corrupt dalals or middle men who the migrants rely on for securing jobs, passports and visas, and travel.

In the past several years, BRAC’s Advocacy Unit has arranged for over 2,800 village performances of popular theater productions that depict those problems; the performances have stimulated the immediate formation of over 1,900 associations of concerned villagers. The associations, along with six new BRAC Safe Migration Centers, have provided information and support to 1.7 million persons seeking or returning from overseas work and family members of those overseas. During that same time, the Advocacy Unit has organized over 200 workshops with government officials on the problems faced by migrant workers. Its media outreach has resulted in over 800 stories in national newspapers and another 200 on television and radio.”

Additionally, from the perspective of changing public policy, Jeff asserts that these efforts have been very effective.

“Working in alliance with over 40 other NGOs, BRAC has played key roles in convincing government ministries to allocate more funds and in some cases double the level of services it provides to migrants. In addition, it appears that the Parliament may soon ratify the UN Convention (more than a decade after it was signed) and, more importantly, there has been great progress toward a new, comprehensive law to protect and support migrant workers.”

Jeff’s report concluded that BRAC, while not widely known for policy advocacy, has a very long history of shaping the national policy discourse and ensuring that poverty and related issues are at the forefront of the policy agenda setting.

“When combined with a number of initiatives that have been launched over the past decade – including the innovative social communication and media mobilization work of Sheepa’s unit – BRAC is well positioned to assume a leadership role, not only in Bangladesh but internationally.”

The report includes nine recommendations about how BRAC might realize that potential. “However, with all due humility, I stressed the fact that the assessment was both rapid and external and thus the recommendations were not guidelines for action but rather ideas to stimulate reflection and discussion by those internal to BRAC.”

One of the recommendations that emerged from various meetings, including with the Vice Chancellor of BRAC University, is for BRAC University and SIT to explore the possibility of a joint certificate program in advocacy that would involve faculty and students from both institutions. “In any case,” Jeff concluded, “there’s little doubt that SIT has much to gain from our connection with BRAC and that – with Sheepa and several other SIT alumni in leadership roles – there is much more to come.”

Click here to read the original post.

Thursday, November 4, 2010

Microfinance Impact and Innovation Conference: Targeting the Ultra Poor

A couple of weeks ago, BRAC USA President & CEO Susan Davis moderated a panel of researchers and practitioners providing resources to the "ultra poor" - women who are too poor to be able to take advantage of microfinance loans - at the Microfinance Impact and Innovation Conference.


BRAC launched its groudbreaking program for the ultra poor in 2002, and has since provided technical assistance to other microfinance institutions around the world.  BRAC University's BRAC Development Institute, in partnership with BRAC USA and The MasterCard Foundation, has been researching programs for the ultra poor, called "Graduation Programs," in eight countries.


Below is a recap of the presentation at the Microfinance Impact and Innovation Conference by Tim Ogden of Philanthropy Action.

It may seem callous to segment people living on under $2 a day—there’s no doubt these people are poor—but its an important thing to do. The daily realities of life for someone living on less than a dollar a day are quite different from someone earning $1.75 a day. Income also doesn’t capture the whole picture. Assets, in the shape of anything from furniture to jewelry to land to livestock, or the lack thereof play a big role in the daily quality of life of people living under the $2/day threshold. That’s why within the microfinance community there is a distinction between the poor and the ultrapoor. While there are many different definitions that vary by country and culture, you can think of the ultrapoor as women-headed households (often widows) with little or no land or livestock who earn under a $1 a day. Microcredit has never been a good product for the ultrapoor, who unlike those slightly higher up the ladder are close to living hand-to-mouth.

BRAC, an NGO commendable for its commitment to monitoring, evaluation and research, created a program to target the ultrapoor with the hope of helping them “graduate” into microfinance clients. The BRAC ultrapoor program involved, among other efforts, transferring assets (such as livestock), cash transfers, education (such as health/hygiene, animal husbandry, financial literacy) and assistance with building savings. The results of BRAC’s ultrapoor program have been promising, prompting the replication of the basic model in 10 different contexts, with assistance from CGAP and the Ford Foundation.

Results of evaluations from two of those replications in India (programs run by Bandhan and SKS Foundation) were presented at the conference. Both of the programs were explicitly modeled on the BRAC program.

Both programs showed encouraging gains for the beneficiaries. In the Bandhan program specifically there was a marked increase in food security (families skipped fewer meals). In the SKS program there were not measurable increases in income but a marked shift in the source of income from day labor to livestock. This is potentially a significant gain for beneficiaries because livestock income is obviously less arduous but also more regular and predictable than day labor.

Other interesting findings from the study are around the periphery. For instance, in the Bandhan program 35 percent of eligible participants either declined to participate or quit very early in the program—a shockingly high rate given that there were no loans, just cash and asset transfers in the program. In the SKS program, 60 percent of the participants (all women earning less than 60 cents per day) had a savings account and 75 percent had a loan (mostly from government sponsored Self Help Groups). These findings reinforce the stories of Portfolios of the Poor illustrating that even the ultrapoor consume a much wider array of financial services than we often assume. Finally the significant difference in impact (significant food consumption gains vs no measurable gains) between the two programs is very interesting given that they have the same basic design.

The ultimate results from these studies will come over the next year as a second round of surveys are done to measure longer term impact—are the changes seen sustained after the program ends? In the BRAC programs the gains persisted. Let’s hope the same is true in these programs.

Other interesting findings from the study are around the periphery. For instance, in the Bandhan program 35 percent of eligible participants either declined to participate or quit very early in the program—a shockingly high rate given that there were no loans, just cash and asset transfers in the program. In the SKS program, 60 percent of the participants (all women earning less than 60 cents per day) had a savings account and 75 percent had a loan (mostly from government sponsored Self Help Groups). These findings reinforce the stories of Portfolios of the Poor illustrating that even the ultrapoor consume a much wider array of financial services than we often assume. Finally the significant difference in impact (significant food consumption gains vs no measurable gains) between the two programs is very interesting given that they have the same basic design.

The ultimate results from these studies will come over the next year as a second round of surveys are done to measure longer term impact—are the changes seen sustained after the program ends? In the BRAC programs the gains persisted. Let’s hope the same is true in these programs.

Click here to read the original post.

Wednesday, November 3, 2010

Pick up a Whole Foods Market 2011 Calendar and Support Our Work!

Earlier this year, BRAC Uganda entered into an exciting new partnership with Whole Planet Foundation to provide microloans to adolescent girls between the ages of 16 and 21. The youth microfinance component is part of a targeted solution developed by BRAC to empower adolescents living in poverty. With the support from Whole Planet Foundation, BRAC Uganda is projecting to reach more than 8,000 adolescent girl borrowers in 2010 and 16,000 borrowers by 2012.

You can also participate in this movement when you walk in to any of the Whole Foods Market U.S. stores and pick up the 2011 Calendar on sale there. 100% of calendar proceeds are donated to Whole Planet Foundation supporting microlending initiatives like the BRAC Uganda youth microfinance program.


This year's calendar features inspiring entrepreneurs from around the globe. On the cover of the calendar is BRAC Uganda youth microfinance borrower, Beatrice, a mentor of the BRAC Uganda adolescent club in her community. She received a month-long orientation training from BRAC in Kampala before being assigned to become a mentor in the club. Beatrice also recently started a tailoring shop next to her mother's grocery store, with the help of a $100 youth microfinance loan she received from BRAC.

Tuesday, November 2, 2010

Aarong – An Inspiring Story of Stitches

A throng of village children, led by a boy in a blue shirt, follow me as I walk over the narrow ledge separating two rice paddy fields, and make my way over to a small production sub-center located in a remote rural area in Bangladesh.

Being Indian by birth, I have similar coloration and features as a Bangladeshi but the children seem to know that I am not from their part of the world. I think that my slightly off-Bangladeshi garb, my water bottle and camera give me away.

Their curiosity is piqued probably to the same level as mine whenever I visit one of the 653 production sub-centers run by the Ayesha Abed Foundation. These production centers, along with 13 large production centers employ approximately 65,000 women who supply Aarong stores with handmade Bangladeshi products. Aarong is the largest lifestyle retail operation in Bangladesh with 12 stores in its portfolio. The children follow us as my Aarong colleagues and I cross over into the compound of the sub-center.



I have been working with Aarong, one of BRAC's largest social enterprises, for the last year, managing and implementing initiatives under a grant, from the Bill and Melinda Gates Foundation, that will increase Aarong's capacity to support more rural Bangladeshi women artisans. I have visited various sub-centers scattered all over the countryside and always look forward to these trips, perhaps it is the most rewarding part of my job. It is the women that work here that keep me coming back.

Their entrepreneurial spirit, perseverance and tenacity are beyond description. The women that work here make some of the most beautiful handmade products that one is likely to find anywhere in the world. Each production center and sub-center has its own specialty. Some production centers are renowned for their block printing and screen printing, whereas others specialize in wood-working or embroidery. This is usually attributable to the fact that a traditional craft-form may have originated and practiced in the respective area for many centuries. The children peer inside the production center as I talk to the women and the head of the center.

The head of the center is Kausar. She is a warm and personable Bangladeshi woman who has been working at the sub-center since the mid 80's. She is incredibly young-looking for a forty-something. Kausar started as one of the sub-center workers and was subsequently promoted to be the sub-center's in-charge. Now she manages about 50 women and is responsible for all work performed at the sub-center.

The women that work in this sub-center are all from the surrounding village where the opportunities for employment are scarce. The women have inherited their craft from their mothers and grandmothers before them. They are adept at embroidering the most beautiful motifs in a technique called Kantha, an ancient embroidery technique where a quilting stitch is used to join several plies of fabric together and was traditionally used to create baby- blankets.

Over the course of the last thirty years, Aarong revived this craft, popularized it in the local markets and is providing employment to thousands of Bangladeshi woman. Kantha is now used to embroider saris, women's clothing and home-textiles. Kausar is confidently telling me about the sub-center operations and introducing me to the women that work there. As Kausar and I are talking, she points out that she has only one child; her three-year-old son wearing a yellow t-shirt and shorts is playing outdoors with the other village children.



It's fascinating walking through an Ayesha Abed production center; the array of products that the rural artisans can produce is breathtaking. Aarong is now leveraging the skills of the artisan to develop a line of hand painted products. I saw a group of three women hand-painting a spectacular bed-cover.

The products sold at Aarong are all handmade, produced slowly with painstaking precision and skill. These are not your average Big-Box mass produced products shipped across the ocean. In-fact, Aarong products are so popular in Bangladesh, that Aarong is barely able to keep up with domestic demand. Most production is sold locally with only five percent exported to Australia and Europe.

Last year Aarong's revenues exceeded $40 million dollars affirming that "Social Enterprises" and "Double bottom line" are not buzz words at BRAC.

BRAC is one of the world's largest NGO's and is largely self funded in Bangladesh by revenue generated through its microfinance programs and social enterprises such as Aarong. Aarong also runs the second largest dairy operation in Bangladesh.

All the woman that work at Aarong can also access BRAC's multi-faceted development programs: education for their children at BRAC schools, access to BRAC's health centers, legal aid and empowerment just to name a few. As I walk out of the sub-center and get ready to cross the paddy field once again, the boy in the blue shirt appears and asks me to take a picture of him. Next time I am back at this sub-center near Jamalpur, I hope I see him again so I can give him his picture.



- Richa Agarwal

Click here to read more about BRAC's social enterprises.